Now that I'm on my late 20's, I've slowly realized how life was a mess back then - wrong decisions, missed opportunities and wasted time and MONEY. If I was a little bit smarter at that time, I could have been a little bit richer today. You see, if I have spent some time reading blogs or articles on saving money for the future and how big time guys got a happy retired life, instead of stalking on Facebook, streaming anime videos or Korean TV series, I could have been wiser, not just on money sense, but perhaps in all my decisions. For I believe that the more that we indulge ourselves to gaining new knowledge each day, the more logical and careful are we in deciding what steps to take.